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Janie* is a single mom who knows first-hand how expensive Rent-to-Own stores can be when you’re living on a fixed income. Several years ago she signed a contract for a laptop but because the payments were so expensive, she couldn’t keep up with the bills and had to return the computer a few months later. “They (Rent –to-own stores) are way too expensive “, she cautions, “I’m never dealing with them again.” On the flip side are Andrea and her husband Mike. She reports that they own furniture
Haven’t thought much about retirement? You’re not alone.The Federal Reserve just released its comprehensive report on the financial well-being of Americans[i] and the results are noteworthy. The study covers a number of financial subjects that affect Americans at all income levels such as savings, credit, debt, student loans, homeownership, banking habits and retirement.
When I saw my aged parents’ phone number on the caller ID early this morning my first reaction was “uh oh, what happened now”. Visions of my mother falling or my father taking ill filled me with dread as I picked up the phone to receive the news. “A bear has broken a window and gotten into the house and made a terrible mess” my mother reported frantically from the upstairs phone.
National Small Business Week is May 4 -11 Small business owners power our economy….and our communities. When I think about what I purchase from small business owners each week throughout the year, I’m amazed at the depth and breadth of their products and expertise. In my opinion, every day is a day to celebrate our small business owners!
April 15th has come and gone, and unless you have filed for an extension, a copy of your completed tax return should be tucked away in your file cabinet for the next seven years. Here at Capstone’s six Volunteer Income Tax Assistance (VITA) sites, we filed tax returns for nearly 1100 Vermont families from February through April. This free service for families making less than $53,000 per year helped put more than $2,000,000 in refunds and credits directly into the pockets of many low income central Vermonters.